Infrastructure for fintech builders
From onboarding and payments to compliance and UI — launch and scale your fintech product in weeks, not years.
Our edge
Only what you need — built to move fast.
We know what fintechs need: speed, flexibility, and compliance that won’t slow you down. Our modular stack lets you build quickly and scale confidently — with the same infrastructure that powers licensed financial institutions.
Backoffice Portal
An intuitive dashboard for your operations and compliance teams. Manage users, accounts, transactions, and risk cases — with full visibility and role-based access controls.
Compliance Hub
A unified compliance system covering onboarding, screening, transaction monitoring, enhanced due diligence, and full audit trails. Built to meet the needs of fintechs operating in complex, multi-market environments.
White-label UI
Pre-designed customer interfaces — mobile apps, client portals, and admin panels — that you can brand and launch instantly. Save months of development and focus on your core product instead.
Accounts & Payments
Flexible account and payment infrastructure, available as hosted or embedded modules. Enables issuance of IBANs, account management, internal transfers, and external payments — all API-driven and ready for integration into your product.
Risk Scoring Engine
AI-driven decisioning engine that evaluates user and transaction risk in real time. Supports automated risk flags, dynamic scoring models, and integration with external data sources — helping you stay ahead of fraud and regulatory risks.
Client Onboarding
Fast, secure, and fully digital onboarding flows for individuals and businesses. Includes electronic KYC and KYB, biometric verification, and document validation — designed to streamline user acquisition while staying compliant across jurisdictions.
Who it’s for
Perfect for:
Fintech startups
Starting Point
Launching a new financial product without infrastructure, struggling with time, team size, and compliance complexity.
What You Unlock
A ready-to-deploy stack including onboarding, compliance, payments, accounts, and UI. Focus on product and growth — go live in 3 months.
Embedded finance use cases
Starting Point
Embedding payments or banking into a non-financial product — blocked by regulation, integration overhead, or long go-live cycles.
What You Unlock
Easily plug in financial features like onboarding, compliance, and payments into your platform with secure, modular APIs.
Payment apps & wallets
Starting Point
Building wallets or payment flows from scratch, dealing with risk logic, compliance, and transaction security.
What You Unlock
Pre-built modules for issuing accounts, managing balances, processing payments, and tracking risk — with full audit trail.
Crypto seeking compliance
Starting Point
Operating in high-risk environments without reliable KYC, monitoring, or tools to meet regulatory expectations.
What You Unlock
Add an enterprise-grade compliance layer with eKYC, sanctions screening, transaction monitoring, and audit readiness.
MVPs with a short runway
Starting Point
Limited budget and short timeline to validate a concept, attract funding, or start onboarding users.
What You Unlock
Build a working MVP with real infrastructure in under 3 months — with UX, compliance, and payments ready to go.
Built to perform
Everything under the hood — ready to go:
Timeline
Client journey
Idea!
You have a concept or need for a digital banking solution — we’re here to shape it.
Call
We jump on a quick intro call to understand goals, timeline, and fit.
Meet
A deeper strategy session to align vision, scope, and stakeholders.
Brief
You send us your needs — we return with a proposed solution architecture.
Sign
We finalize the scope, agree on deliverables, and sign the contract.
Intro
Our delivery and product teams onboard you into the process.
Demo
We show the first working version — design, flows, or infrastructure.
Fixes
You give feedback — we refine and improve based on real input.
Polish
Final polishing, edge-case review, and readiness checklist.
Ready!
Everything is in place. You`re live and supported by our team.
From idea to production — starting from 3 months*.
Launch a fully compliant, integrated fintech product — faster than you thought possible.
*Timelines depend on your scope, integrations, and regulatory requirements.
Contact us!
Contact SalesSkaya, Inc. (Skaya) is a technology and services company, not a bank. Banking services are provided by Skaya's bank partners. EZ, EZ Banking and EZ ID are registered trademarks of Skaya.