Transform your legacy system. Elevate your bank.
Modern UI, compliance, and integrations — layered on top of your existing core system.
Pain → Solution
Legacy doesn’t have to mean obsolete.
You don’t need to replace your core to stay competitive. We help you upgrade what matters — customer experience, compliance, and speed — without disrupting operations.
What we deliver
Modular upgrades. Minimal disruption.
UI & UX Modernization
White-label web and mobile interfaces that instantly refresh your customer-facing experience.
Compliance Layer
Plug-and-play A.ID modules for KYC, KYB, AML, and ongoing monitoring in regulated environments.
API Connectivity
Designed to link modern frontend and compliance tools to your legacy backend via a stable integration layer.
Global-readiness
Multi-jurisdictional setup, risk controls, and localization tools for international deployment.
Licensed banking option
Integrate with Arival Bank infrastructure if you need instant access to banking rails.
Who it’s for
Made for:
Legacy banks modernizing
Starting Point
Legacy core systems limit your ability to innovate and deliver modern user experiences. Full core replacement is too risky or expensive.
What You Unlock
Launch new UX, APIs, and compliance modules on top of your core. Modernize without disruption.
Compliance upgrades
Starting Point
Manual compliance workflows slow you down and create risk. Teams rely on spreadsheets and disconnected tools.
What You Unlock
Automate onboarding, screening, and audit trails in one platform. Meet global regulatory standards with ease.
Global expansion teams
Starting Point
Entering new markets is hard with different compliance rules and localization demands. Your current system wasn’t built for that.
What You Unlock
Quickly launch digital products with local UX and pre-built compliance layers. Expand globally without rebuilding.
Risk-averse migration
Starting Point
Replacing the core feels too risky, so innovation is frozen and tech debt keeps growing. Teams hesitate to touch what`s already working.
What You Unlock
Modernize safely by layering new UI, APIs, and compliance tools on top of your core. No downtime, no disruption — just visible progress.
Real case: Arival
Validated in production.
Arival Bank, a fully licensed digital institution, runs on this exact architecture. With A.ID powering compliance and our modular stack delivering speed and control, Arival scaled globally — without rebuilding from zero. Now you can too.
Timeline
Client journey
Idea!
You have a concept or need for a digital banking solution — we’re here to shape it.
Call
We jump on a quick intro call to understand goals, timeline, and fit.
Meet
A deeper strategy session to align vision, scope, and stakeholders.
Brief
You send us your needs — we return with a proposed solution architecture.
Sign
We finalize the scope, agree on deliverables, and sign the contract.
Intro
Our delivery and product teams onboard you into the process.
Demo
We show the first working version — design, flows, or infrastructure.
Fixes
You give feedback — we refine and improve based on real input.
Polish
Final polishing, edge-case review, and readiness checklist.
Ready!
Everything is in place. You`re live and supported by our team.
Why it works
No disruption. Real transformation.
We don’t replace what already works. Instead, we build on top of it: a stable, modern, compliant layer that gives you visible value from day one.
Upgrade without downtime
Avoid migration costs
Keep control of existing infrastructure
Add new features at your pace
Ready to future-proof your core?
Book a demo
Contact us!
Contact SalesSkaya, Inc. (Skaya) is a technology and services company, not a bank. Banking services are provided by Skaya's bank partners. EZ, EZ Banking and EZ ID are registered trademarks of Skaya.